07 June 2011, 02:53

Little kids and credit

Small children can become a serious problem when trying to get home loans.This was during the roundtable said the Deputy Chairman of JSC "Eurogasbank" Larissa furnace. 

"Ideal for a bank borrower must necessarily be of a happy family where everyone works the Bank, of course, can call at work, check the potential borrower occupied the position and growth prospects. Also a plus is the lack of debt on other loans on the client's hand is played by the apartment , cottage or car, "- outlined a portrait of the ideal customer furnace. 

But at the same time, there is good reason for refusing to customers who have a family with small children, because their contents are expensive, and therefore at risk for the bank did not get their money back. "Small chance of getting credit for families with young children, because parents do not always realize that soon they will go to school, especially if it's two or three children because they require significant cash expenditures," - says the banker.

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